General Contractors Insurance Texas
As a contractor with your own equipment and tools of trade, you are essentially operating you own business and it’s only sensible to protect your business assets from theft or damage. Naturally, if you have a vehicle you use for work, it would be wise to take out comprehensive auto insurance policy. Insurance for contractors can be a confusing area. If you’re unsure as to whether you are considered a contractor or employee for workers’ compensation insurance, or uncertain as to the types of insurance coverage you need as a contractor. Centurion Insurance Group has a variety of insurance options for contractors.
Our aim is to make sure you spend only what you need to. Some exposures are easy to spot; however, others take time and attention. For example, how does one quantify the potential loss due to an accidental pollution spill, and how is that information properly related to the coverage provided by the insurance policy? Are general contractors requiring specialized certificates of insurance, and does your policy adequately provide the necessary coverage to satisfy these contractual demands? What are your bonding needs? Are you properly protected from a claim arising from rented equipment? These are just a few of the questions our insurance experts are trained to ask. Centurion Insurance Group identifies exactly what your needs and exposures are.
Whenever you take on a job, your work is complicated and surrounded by dangerous situations. Quite a lot of elements can contribute to the risks that exist on the worksite. Harsh weather, dangerous operating equipment, and irresponsible co-workers all contribute to the perils present on the worksite. Whether you are building a home, paving a highway, or working atop a city skyscraper, We can help you customize a General Contractors Insurance policy to cover all your needs:
- General Liability Insurance
- Workers Compensation insurance
- Bonds - License and Permit
- Builders Risk
- Heavy Equipment and Contractors Hand Tools
- Commercial Auto Insurance
- Life and Health Insurance
Contractors may also be interested in covering themselves against computer damage and/or office contents insurance. For more information on Contractor Insurance contact, Centurion Insurance Group at 281-907-4135 or fill out our online form above for your FREE Contractor Insurance Quote today.
