Landscapers Insurance Texas
Besides general lawn maintenance, installations of trees, shrubs, plants, lawns, gardens, walkways, retaining walls, decks, fences, ponds, or similar structures are all activities of a landscaper. Your landscaping business is also responsible for the design of landscape plans and / or construction. Since all of the above-mentioned services are provided on clients premises. A landscaper will need landscapers insurance specifically designed to protect your landscaping company. Standard contents and business owners insurance WILL NOT cover injuries and damage caused to a landscapers customers or employees
The right landscapers insurance policy would pay for the damages and injuries caused by and to your employees. A landscaping insurance policy will also cover your equipment in the event of a loss, and will also pay your customer’s medical bills, and attorney’s fees if necessary. When a commercial business wants to purchase landscapers insurance in Texas, the business must understand how they are classified as a landscaper. Providing landscape care and maintenance services are just the beginning of the landscaping insurance classification.
The following are some other services that may be provided by a landscaper in Texas
- Arborist
- Brush Trimming
- Garden Maintenance
- Erosion Prevention
- Hedge Trimming
- Landscape Maintenance Care
- Landscape Contractors
- Landscape Installation
- Lawn Care
- Lawn Fertilizing
- Lawn Maintenance
- Lawn Mowing
- Lawn Seeding
- Lawn Spraying
- Plant Maintenance
- Plant & Shrub Commercial Maintenance
- Pruning
- Retail of Landscaping Materials
- Nursery
- Garden Center
- Farm Supply Store
- Sod Laying
- Snow Plowing
- Snow Removal
- Tree Cutting
- Tree Pruning
- Tree Removal
- Tree Surgery
- Tree Trimming
- Tropical Plant Maintenance
- Turf (including artificial) & Installation
- Weed Control
There may also be other insurance coverages that landscapers will need to run and protect the landscaping business. These coverages may include
- Commercial Auto Insurance
- Workers Compensation Insurance
- Umbrella Insurance
How much can you save on landscapers insurance?
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